What is the Asking Price?

The current asking price for this property is $515,000. Please contact me here for further details about this property.

What are the Property's Features?

This home features : 2 beds, 2 baths, 1,246 sqft, 0.21 acres lot, spa, water access, built in 1971, 41 pictures.

Where is the property located?

Property is located at 4384 4TH ISLE DR, HERNANDO BEACH, FL, US. You can view this listing on our map here .

На продажу: 4384 4th Isle Dr, Hernando Beach, 34607, Флорида

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4384 4TH ISLE DR, HERNANDO BEACH, 34607

$515,000
2 Beds, 2 Baths , 1,246 Sq.Ft
County: Hernando
Subdivision: HERNANDO BEACH

Property highlights

MLS#: W7882944
9,000.00 lot size Sq.Ft.
Year built: 1971
Parking spaces: 2
Waterfront: (180 ft)

Listed: 02/16/2026
Taxes: $1,019.65
Virtual Tour

Property Overview

GULF ACCESS IN MINUTES | PRIVATE BOAT RAMP | 90' OF WATERFRONT | BUILT TO OUTLAST FLORIDA.

Let's talk about what actually matters in a waterfront home in Florida — how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? MINIMAL IMPACT. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built — and almost none of them are anymore.

Flood insurance is currently in place at $3,800/year — that's $316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GULF COAST OF FLORIDA. That number is known, it's locked in, and there are no surprises.
Now let's talk about why you're actually buying this one.

You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH — with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises — this is your daily life now.
The backyard is the reason people fall in love with this one. FLOATING DOCK. SEAWALL WITH CAP. FENCED DOG RUN. HUGE PAVER SIDE YARD. FIREPIT. GARDEN AREA. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida.

Inside — NEW ROOF (2024). NEW HOT WATER HEATER (2025). ALL NEW KITCHEN APPLIANCES (2024). DUAL PANE WINDOWS. TILE FLOORING THROUGHOUT. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity.

The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS — use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours.

Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing — pick your adventure.
This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right.

?? 4384 4th Isle Drive, Hernando Beach FL | $515,000 | Flood Insurance: $3,800/yr

Driving directions : West on 50/Cortez Blvd, Straight onto Shoal Line Blvd, left on Calienta St, left on Gulf Coast Dr, left on 4th Isle Dr, property will be on the right.

Property Features

Rooms	Dimension	Description
Living Room	23x20	First level
Dining Room	31x12	First level
Kitchen	10x17	First level
Primary Bedroom	12x15	First level
Bedroom 2	11x14	First level

Interior Features

Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-In Closet(s)

Appliances

Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Heating

Central

Laundry features

In Garage

Air Conditioning

Central Air

Floor Covering

Tile

Utilities

Cable Available
Electricity Connected
Sewer Connected
Water Connected

Exterior features

Fire Pit

Construction Materials

Stucco
Frame

Water access details

Canal - Saltwater
Gulf/Ocean
Boat Ramp - Private
Seawall - Concrete

Road Surface Type

Paved

Roof

Shingle

Foundation

Slab

School Information

Elementary school: Westside Elementary-HN View more listings
Middle school: Fox Chapel Middle School View more listings
High school: Weeki Wachee High School View more listings

Listing information courtesy of MERIDIAN REAL ESTATE

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Listing data comes from My Florida Regional MLS.